Balloon Amortization + Free Download at datapicks.com - demonstrates the effect of reducing initial payments

Program Description: BALLOON AMORTIZATION
This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4, XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon.
What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

Related keywords: Personal Finance, Mortgage, loan, amortization, compare loans

Top Personal Finance / Business & Finance programs

1) Smartstock 7.2.0
GsnIndia: Stock Trading software design to Increase Your Return, Minimise Your Losses by capturing the Stock Volatility. It is Designed for BSE which is Based on Robert Lichello Investment Theory.

2) Gas Mileage MPG Tracker 1.0
Gas Mileage Tracker is a program designed to help you understand and track your gas mileage and gasoline usage. Track total miles and gas mileage. Record each fill-up and MPG for multiple cars and vehicles. City and Highway MPG and miles tracked.

3) Equity Evaluator Stock Quotes, Analysis, Picks 6.1.0
Equity Evaluator, Stock Market Software, gets real time stock quotes, end of day quotes, historical quotes, and fundamenal data. It performs technical and fundamental analysis to generate stock picks. Superb graphics. Setup wizard included.

4) OptDrvr - Options Calculator 10.0
Evaluates Stock, Index and Futures options. which are American or European style calls or puts with or without dividends. Determines fair value, delta, gamma, vega, theta, rho and implied vol. Option Models include BLACK-SCHOLES and BINOMIAL.

5) DAXA-Chart Privat 5.83
DAXA-Chart Privat is a freeware German program for analyzing and charting shares and portfolio management. It is supplied with an initial database of 120 German stocks. Download further stockmarket price updates from our homepage for free.

6) Personal Finances 2.8
Personal Finances is a home accounting software. It tracks all your expenses, logging the regular ones automatically. You can easily compare family gains and losses and estimate the efficiency of using home budget resources.

7) Mortgage Wizard Plus 6.7b
Calculate US, Canadian and foreign loans. Very intuitive. Does late payments, lumpsum payments, changed payments, interest changes, etc. Use 360-day and Exact day factor methods. Crush your US or Cdn mortgage sooner and save on cumulative interest.

8) TradingSolutions 3.1
Financial analysis and investment software that combines traditional technical indicators with state-of-the-art neural network and genetic algorithm technologies to create remarkably effective trading models for stocks, futures and forex.

9) Quotes4u - download historical stock quotes 4.2.9
Quotes4u is a comprehensive downloader for historical stock quotes. Quotes4u directly passes the data into your TA-software like Metastock, Advanced Get, Tradestation, Fibonaci Trader etc.

10) My Money 3.0.0.3
Manage your home finances and track your money the easiest way possible: My Money 3.0.0.3

New Personal Finance / Business & Finance programs

1) Simple Home Budget 1.3.1
Simple Home Budget is a personal budget manager for home users. It'll let you analyze income and expenses for 12 months in the graphic chart and help you pinpoint costs and areas of excessive expenditure to control your finances more efficiently.

2) Home Bookkeeping 4.4
You say you don't have the discipline to control your budgeting? With Home Bookkeeping, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt.

3) Best Real Estate Deals 1.0
Best real estate deals, free ebook for Windows. You need to do something different in order to catch the attention of the prospective buyer in order to close the deal.

4) Timeshare Real Estate Investment 1.0
Timeshare Real Estate Investment, free ebook for Windows. Timeshares were developed around forty years ago as a ploy by resort developers to commit the buyers for a lifelong investment.

5) Affordable Handbags 1.0
Affordable Handbags - Very easy to install and use application. Affordable Handbags will give you easy access to discount handbags, the latest fashion handbags, Affordable Handbags, cheap handbag and more. Affordable Handbags runs from your desktop.

6) Affordable Fashion 1.0
Affordable Fashion - Small and easy application that provides easy access to online shopping for the latest fashions and collections for less. Affordable Fashion is very easy to install and use. Affordable Fashion.

7) Gourmet Coffee 1.0
Gourmet Coffee - This application will give you access to top coffee sortiments. Flavored coffee, coffee machines and international coffee will always be one click away with Gourmet Coffee. Gourmet Coffee is very easy to install and use.

8) Maria Gudelis 1.0
Maria Gudelis - Use this simple application to find out more about Maria Gudelis. Maria Gudelis is very easy to install and use. Maria Gudelis wil teach you how to make money from real estate. Maria Gudelis.

9) Backpacker Carpools 1.0
Backpacker Carpools - Small and easy to use program. Backpacker Carpools will give you instant access to carpools in Australia. Find drivers, riders and carpooling partners for free or cheap travel. Backpacker Carpools will run from your desktop.

10) Enlightened Wealth Institute 1.0
Enlightened Wealth Institute - Use this simple application to find out more about Majestic Tech. Enlightened Wealth Institute is very easy to install and use. Enlightened Wealth Institute.